Rent vs Buy Planning Calculator
Compare entered lease costs with ownership cash flows and an explicit end-value assumption.
Your planning result
Complete the inputs to see the result.
Read the result before using it
Lease costs grow once per year by the entered change. Ownership cash paid includes the down payment, closing and fit-out, loan payments and entered operating costs. Terminal equity is the entered end value less selling costs and outstanding loan balance. The difference includes no tax, opportunity cost, discounting, appreciation forecast or refinancing. Negative net cost can come from a high assumed end value; it does not mean a guaranteed gain.
Make the arrangement fit your operation.
Tell Commercially what has to work: use, size, access, timing and the commitment you can take on.
Bring your brief →Put the quote beside the plan.
Use the tools to compare the commitments and find the questions that change your decision.
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